Austerity Adventures: June and July 2016

Bwahahaha, Or “Budget? What Budget?”

Budget? What Budget? | Austerity Adventure on Whisper & Howl blog #budget #saving #goals

Happy Fire Monkey Year! Yes, it’s late. The Chinese New Year is during the winter. And no, I don’t know anything about the Chinese astrological system, but I’ll take any explanation (excuse?) for why things are the way they are and this year, my friends, money stuff is hard. Apparently we’re in the year of the Fire Monkey (in Chinese astrology). My acupuncturist, the wonderful Colleen Cole, told me that during fire monkey times, money just flies away. So I’d like to start by placing all blame for my spending last month squarely on the shoulders of the Fire Monkey.

June was fine. I worked way too much and didn’t sew at all. I caught a virus and laid low for a week. I managed to squirrel away some money for my new increased rent and moving expenses. Nothing really important happened. I did a totally okay job with budgeting.

July, though.

It got hot. Fiery, even.

I didn’t even bother with a budget. I just re-prioritized all of my monetary goals and devoted the majority of my savings to Sky House. With all the turmoil in my life, I decided that what I most need is a tranquil oasis of a home. I bought everything I envisionedĀ (on sale! second-hand!)for my new calm island, and I have NO REGRETS. I didn’t use my credit card. I didn’t go overboard with things I didn’t need or that didn’t fit my vision. I scoured craigslist and frequented thrift stores and discount outlets, and I paid all the bills. I am very happy with the results, and not at all ashamed that I threw my savings goal out the window. I needed this.

So, thank you to the Fire Monkey for giving me the nudge in the direction of spending.

Now, I only need to file my back taxes, get a reimbursement from my eye doctor, get some extra babysitting and shop hours, and I’ll be all set to confidently pursue those old goals: building emergency fund to $1000, paying off AYTT and my credit card, and on to the car payment! Oh, and spending a week in Iceland without using the card. Mini-goal. Easy peasey. Oof.